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small business insurance

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Get business insurance 

Business insurance protects you from the unexpected costs of running a business. Accidents, natural disasters, and lawsuits could run you out of business if you’re not protected with the right insurance.

What Is Small Business Insurance? 

Whether you’re in the retail, construction or financial services industry, most small business owners need small business insurance. Having it can help protect the livelihood you’ve worked so hard to build. The right small business coverage can help cover expensive damage and lawsuits from:

What Insurance Do I Need for My Small Business?

The insurance that you need for your small business depends on what type of business you have and your specific risks. However, almost all businesses need general liability insurance, which protects you in case a customer gets hurt at your place of business. 

Do You Need Commercial Auto Insurance?

A commercial auto insurance policy is the right way to cover vehicles that you use for business, whether it’s a company car or a commercial truck or van.

If you get into an accident while driving the vehicle for business, your personal insurance policy won’t cover the claim.

Why do I need business insurance?

You need it to protect against severe financial loss. Without it, your business could be crippled by a single incident. For example, a customer was injured and you’re legally responsible. Without insurance, the medical bills and legal fees could become impossible to afford. Don’t let this happen to you.

Auto insurance for small businesses

Business-owned vehicles are required to have commercial auto insurance. Additionally, personal vehicles used for business purposes are not covered by your personal auto insurance policy.

Is my small business properly covered?

For most small businesses, general liability insurance is recommended. Beyond that, it depends on your unique situation. Common types of business insurance include workers' compensation, commercial auto, and/or professional liability insurance as well

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